PRIVACY NOTICE
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

THIS IS OUR PRIVACY NOTICE FOR OUR CUSTOMERS. When we use the word "YOU" AND "YOUR" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such as:

• Deposit Account
• Loan Account
• Credit Card
• Safe Deposit Box
• Retail Installment Contract we Hold and Service
• Individual Retirement Account where we act as Custodian or Trustee
• Home Mortgage Brokerage

We will tell you the sources of nonpublic personal information we collect on our customers.
We will tell you what measures we take to secure that information.

We first define some terms:
   We, Our and Us means First Security Bank. Nonpublic personal information means information about you that we collect in connection with providing a financial service or product to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
   An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
   A Nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT:
   We collect nonpublic personal information about you from the following sources:
   Information we receive from you on application or other forms
   Information about your transactions with us
   Information about your transaction with nonaffiliated third parties
   Information from a consumer reporting agency

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU TO ANYONE, EXCEPT AS PERMITTED BY LAW.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL:
   We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES:
   Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS:
   We do not disclose nonpublic personal information about former customers.