Personal Savings Accounts

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We Offer Savings Products
To Meet Your Needs

Whether you want to open a savings account today, or have funds you want to invest, we’ve got a savings account that’s right for you!

Fill out a Customer Identification Form and bring it in to any of our branches to get started today.

Individual Account Application

Regular Savings

Minimum to open account $50.00

Minimum balance to earn interest: $50.00

Minimum balance of $50 to avoid a $5 monthly service fee

 

Regular Savings Benefits:

  • $50 to open
  • $50 minimum balance
  • If during the quarter, the average balance falls below $50, that quarter will incur a fee of $5
  • Interest compounded daily/credited to the account quarterly

HSA (Health Savings Account)

Minimum to open account $100.00

Minimum balance to earn interest: $1.00

HSA Benefits:

  • Interest compounded daily/credited monthly
  • $100 to open
  • Check writing availability
  • Debit Card availability

Christmas Club

Minimum to open account $1.00

Minimum balance to earn interest: $1.00

 

Christmas Club Benefits:

  • No minimum to open
  • Checks for balance with interest mailed in October
  • Coupon books available

Uniform Transfers to Minors Act (UTMA) Account

Minimum to open account $1.00

Minimum balance to earn interest: $1.00

UTMA Benefits:

  • Savings account for a minor child (under 18 years)
  • No minimum to open
  • No minimum balance
  • Parents approval/signature for withdrawal